Answers · Question

How do I claim Pension Credit?

Claim on GOV.UK or by phone, once you have reached State Pension age. A mixed-age couple, where one person is under that age, usually claims Universal Credit instead. Have National Insurance numbers, income, savings and housing details ready.

  • If you rent and you are over State Pension age, ask about Housing Benefit as well. Universal Credit does not cover that household.
  • Pension Credit can passport other help, including council tax support. The council still decides the council tax part.

GOV.UK, Pension Credit

Indicative only. Not advice. Confirm it on the official page before you rely on it.

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