Start a credit file

A file is built by private agencies, not by the government. The pack puts the official steps in the right order and keeps the ticks on this phone. £15 once. We cannot sign the forms for you.

The pack

  • Whether a bank account has to come first.
  • Whether you can register to vote, from where you live and your nationality.
  • The four free statutory reports, not a paid score.
  • How to make the address, a National Insurance number and one bill match.
  • A note you can paste into a report form.