Answers · Question

Can I get a Universal Credit advance?

Yes, once a Universal Credit claim is in. An advance is a loan against the first payment, which usually takes about five weeks. It is repaid from later Universal Credit. It is not extra money.

  • A budgeting advance is different. It is for a one-off cost after you have been on Universal Credit for a minimum time, and savings of £1,000 or more usually stop it. The check does not know how long a claim has been open.

GOV.UK, Universal Credit advance

Indicative only. Not advice. Confirm it on the official page before you rely on it.

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